Your Community
Federal Credit Union
That focuses on…
People Development Home Ownership Wealth Building Business Growth
Fair Break will be a community based banking experience unlike any other. Click Here and Learn what makes Fair Break Federal Credit Union the right choice for you.
1. Banks (red liners) and common bond credit unions (specialized group lenders).
2. Check cashers, pawn shops & liquor stores (poverty assistors).
3. Title & payday lenders (predatory lenders).
With low-income designated, community Credit Union options such as low interest loans and relaxed credit score ratings, free check cashing for members, and the National Credit Union Administration’s payday alternative loans (PAL), much needed financial relief is now available to low-to-moderate wealth citizens and their communities.
It is simply “Cooperative Economics.”
The pandemic has caused banks to curtail in-person visits at some locations (classified as inactive), the supply side of the market is steady. There are some shifting of branch locations (away from the inner city and rural communities) that present opportunities for Fair Break FCU to serve our neighbors who have been unbanked and underbanked.